Pre-planned funeral, burial, and final expense coverage designed to ease emotional and financial stress for your loved ones.
We guide you through planning final expenses in advance, so your loved ones never face difficult decisions or unexpected costs alone.
Avoid sudden funeral and burial costs by organizing your plans today.
Plans from $1,000 to $50,000 designed to fit different needs and budgets.
One-on-one support for you and your family.
As a final expense and life insurance agency, our mission is to help families organize and pre-plan funeral and immediate expenses in the event of the death of a loved one.
We connect each family with the plan and company that best fits their needs. By planning ahead, you can spare your loved ones emotional and financial stress, saving thousands of dollars and bringing peace of mind.

We understand that every family has unique needs, traditions, and values. Our approach is rooted in cultural sensitivity and personalized service.

Family (familia) is everything. We celebrate the strong family bonds in Hispanic and Latino culture by providing compassionate guidance that honors your traditions and secures your loved ones' future with dignity and care.
Bilingual Spanish-speaking agents
Cultural understanding and respect
Family-centered planning approach
Affordable coverage options
Building legacy and generational wealth starts with protection. We're committed to providing accessible, dignified coverage that empowers African American families to create lasting security and peace of mind for generations to come.
Experienced agents who understand your community
No medical exam options available
Immediate coverage possibilities
Legacy and wealth building focus

Real stories from families we have helped through some of life’s most difficult moments.
“Molina made everything simple for our family when we didn’t know where to start.”
Carmen R.
“They explained every option so my parents felt completely comfortable.”
Luis & María G.
“Planning ahead with Molina removed a huge burden from our children.”
The Hernandez Family
Share a few details and a licensed agent from Molina Protection Enterprises will reach out to you personally to answer your questions and review your options.
No commitment, no pressure. Just clear, simple information for you and your family.