Final Expense & Life Insurance

Protect Your Family. Plan With Peace of Mind.

Pre-planned funeral, burial, and final expense coverage designed to ease emotional and financial stress for your loved ones.

• Plans from $1,000 to $50,000 • Fast, simple application process • Personalized support for your family
Smiling family
Helping families plan ahead Final expense solutions that protect loved ones from unexpected funeral and burial costs.

How We Help

Simple Protection for Your Family’s Future

We guide you through planning final expenses in advance, so your loved ones never face difficult decisions or unexpected costs alone.

Pre-Plan Final Expenses

Avoid sudden funeral and burial costs by organizing your plans today.

Flexible Coverage Options

Plans from $1,000 to $50,000 designed to fit different needs and budgets.

Personal Guidance

One-on-one support for you and your family.

About Us

Care, Clarity, and Protection for the People You Love

As a final expense and life insurance agency, our mission is to help families organize and pre-plan funeral and immediate expenses in the event of the death of a loved one.

We connect each family with the plan and company that best fits their needs. By planning ahead, you can spare your loved ones emotional and financial stress, saving thousands of dollars and bringing peace of mind.

Communities We Serve

Protecting Families Across Diverse Communities

We understand that every family has unique needs, traditions, and values. Our approach is rooted in cultural sensitivity and personalized service.

Serving Hispanic & Latino Families

Family (familia) is everything. We celebrate the strong family bonds in Hispanic and Latino culture by providing compassionate guidance that honors your traditions and secures your loved ones' future with dignity and care.

  • Bilingual Spanish-speaking agents

  • Cultural understanding and respect

  • Family-centered planning approach

  • Affordable coverage options

Serving African American Families

Building legacy and generational wealth starts with protection. We're committed to providing accessible, dignified coverage that empowers African American families to create lasting security and peace of mind for generations to come.

  • Experienced agents who understand your community

  • No medical exam options available

  • Immediate coverage possibilities

  • Legacy and wealth building focus

Families Trust Molina

What Families Say About Working With Us

Real stories from families we have helped through some of life’s most difficult moments.

“Molina made everything simple for our family when we didn’t know where to start.”

Carmen R.

“They explained every option so my parents felt completely comfortable.”

Luis & María G.

“Planning ahead with Molina removed a huge burden from our children.”

The Hernandez Family

Contact

Let’s Talk About Your Options — No Obligation

Share a few details and a licensed agent from Molina Protection Enterprises will reach out to you personally to answer your questions and review your options.

121 Cedar Ln, Teaneck, NJ 07666, USA

Our Office

📍 121 Cedar Lane, Teaneck, NJ 07666
📱 (908) 505-5216
💬 Support available.

Request Your Free Information

No commitment, no pressure. Just clear, simple information for you and your family.

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